Farm grants for females 2021

What grants are available for women farmers? Women farmers can also apply for agricultural grants, which are provided through state and federal agricultural programs. For example, the New Farmers and Ranchers Development Program (BFRDP) is funded by the USDA and includes new farmers and ranchers. In 2018, eligible candidates received up to $600,000 per project.

Does USDA do land loans?

USDA land loan. The USDA land loan works a little differently than the loan you would use to buy a home. First of all, you must demonstrate that you are building a house on the site. If you do not plan to build or start a home, a USDA loan is not appropriate. You have 180 days to build a house on USDA funded land.

What is FSA loan program?

The FSA offers disaster relief programs and low-interest loans to help farmers recover during certain natural disasters. If you are a rancher or rancher affected by a recent natural disaster, contact a USDA service center today.

What is a FSA farm loan?

FSA loans are Farm Service Agency loans. They are provided to family farms and ranches in exchange for agricultural property (FO) or business loans (OL) to farmers who cannot otherwise obtain financing from a commercial lender.

Are there grants for starting a farm?

Farm startup grants are available through a variety of state and federal funding programs. Financial aid may be available for a variety of new business expenses.

What did women farmers do on the farms?

Many farmers also raised and slaughtered cows for food. The fat, called tallow, was used to make candles. Throughout the year, the women looked after their children and taught them simple tasks. Feeding poultry on the farm, collecting eggs, gardening, sewing and repairing clothes, washing,.

What grants are available for women farmers in china

The new investment program for young farmers includes equipment and buildings. Details of the new grants for young farmers, which cover 60% of investments in agriculture, were announced last year.

Are there special loans for women farmers and ranchers?

Historically subordinated loans for farmers and ranchers are not a specific type of credit program or loan type. Instead, the term refers to a specific funding source known as Disadvantaged Job Seeker Funding (SDA).

Is there a farm ownership down payment loan for women?

There is no difference between candidates and women who have been historically neglected and those who do not fall under this allocation, except for the availability of allocated resources. The Direct Farm Down Payment Loan is the only loan program designed specifically for novice farmers who have historically been understaffed.

What kind of scholarships are available for women farmers?

Mahindra Tractor is an agricultural company dating back to World War II. They offer four scholarships to women at $2,500 per year. They base the award on academic achievement, test scores and achievement. Cheryl Dant Hennessy also partners with the FFA to offer scholarships to women.

What grants are available to me

In most cases, in-person grants are provided by local, state, or federal agencies and can sometimes be obtained from private sources. Personal benefits are most numerous for needy families. If you are a low-income family, you may qualify for childcare benefits, grants to pay rent, and even buy food.

Where can I find list of federal grants?

Federal Grant, Funding, and Performance Programs To classify federal grant programs, the Federal Budget Support Catalog (CFDA) is the authoritative source. This directory contains all funding programs available at all levels of government, non-profit, commercial, and other eligible organizations.

What kind of grants are available for college?

The National Science and Mathematics Scholarships to Retain Talent (SMART) are available to students studying technology, engineering, and foreign languages.

What kind of grants does the federal government give?

The federal government generally provides grants to state and local governments, universities, researchers, law enforcement agencies, organizations, and institutions that plan major projects that will benefit specific segments of the population or the community within them.

Where can I find grants for my business?

While there are many financing options available, few are available to individuals and none are available for personal financial assistance. Visit this website for an alphabetical list of federal personal assistance services. Are you a company or organization that provides goods or services for government needs?

What grants are available for women farmers in california

Many of these programs have priority funding for disadvantaged farmers, novice farmers and older farmers. The Value Added Producer Grant Program (VAPG) assists agricultural producers in carrying out value-added activities related to the processing and/or marketing of new products.

Are there CDFA grants for farmers in California?

Learn more about California Farmers and Ranchers CDFA Grants. Some programs have priority funding options for disadvantaged farmers.

What kind of grants are there for farmworkers?

Grants to nonprofits, agencies, farmers' associations, and American tribes for local farm workers. Grants and loans to nonprofits, government agencies, state agricultural and agricultural associations, and the United States and territories and tribes to provide housing and facilities for farm workers.

What is FSA farm?

The Agricultural Services Agency (FSA) is a federal agency of the United States Department of Agriculture (USDA). The agency is responsible for enforcing conservation laws and regulating farms across the country.

What is FSA farm loan?

Clarifications on FSA Credits. FSA loans are Farm Service Agency loans. They are provided to family farms and ranches in exchange for agricultural property (FO) or business loans (OL) to farmers who cannot otherwise obtain financing from a commercial lender. Credits can be used to buy land, livestock, feed and seeds or other goods.

What is Farm Service Agency farm?

Agricultural Services Agency. The Agricultural Services Agency (FSA) is a USDA agency that brings together several former agencies, including the Agricultural Conservation and Stabilization Service (ASCS).

How does a business grant help a woman?

Business grants help women start or grow an existing home business or nonprofit. Scholarships or grants help women pay for tuition, books, and even bedrooms.

Why do women still need grants and scholarships?

Women need grants and grants because, despite their financial and professional success, they are still disadvantaged, as they have been for hundreds of years. Although they represent about 51% of the world's population, women remain a ■■■■■■■■ and face many related challenges.

How many acres can you buy with an USDA loan?

USDA loans allow you to have more acres than regular FHA loans and loans (which are generally limited to 10 acres). An exact number of hectares is not allowed, but the land cannot exceed 30% of the estimated value of the property.

Can you purchase land with an USDA home loan?

If you want to buy land with a USDA loan, you have to follow the same process as buying an existing home. The lender needs a loan application that specifies the amount requested and the purpose of the loan. In this case, you will see that this is the ground on which you are going to build a house.

What houses qualify for USDA loan?

• New building
• Prefab homes or modular homes
• Apartments and terraced houses
• Sell ​​without redemption and sell without redemption

What areas qualify for USDA loans?

In general, any city with a population of 20,000 or less is eligible for a USDA loan. However, districts outside cities and towns are eligible to participate. In some places you are only 20-30 minutes away from the major cities. Use the USDA website for proper zoning.

Does usda do land loans for seniors

To be eligible for the USDA Rural Development Loan and Grant program, homeowners must be 18 years of age or older to qualify for a loan and 62 years of age to qualify for a grant. For both a loan and scholarship, applicants must live in rural areas of the country.

What can the USDA loan program be used for?

Credits can also be used to build buildings or improve your garden. USDA offers homeownership to low- and middle-income Americans in rural areas through several loan, grant, and loan guarantee programs.

Who is eligible for USDA home repair loan?

Loans up to $20,000 are available at a flat rate of 1% for up to 20 years. Individuals age 62 and older who cannot repay the loan may qualify for a loan and grant to make necessary repairs and improvements.

How does the USDA help with home ownership?

USDA Housing Assistance provides homeownership opportunities for low- and middle-income Americans through various loan programs, grants, and loan guarantees. The programs also provide funds to individuals to fund vital improvements needed to keep their homes safe, dignified and hygienic.

Does usda do land loans for individuals

The USDA loan program provides financing for the purchase of land if the borrower plans to build a home. Only low- and middle-income families are eligible to participate and the land must be in the designated rural area. Unlike traditional USDA mortgages, these loans are only available for two-year periods.

Can you get a land loan to build a home?

The USDA land loan works a little differently than the loan you would use to buy a home. First of all, you must demonstrate that you are building a house on the site. If you do not plan to build or start a home, a USDA loan is not appropriate.

Does usda do land loans for small business

If you want to buy business land, you can get a small business loan. The Small Business Administration (SBA) Loan Program allows borrowers to finance the entire cost of the apartment and construction of a commercial building.

How does a USDA business loan work for a small business?

The USDA business loan is a business loan guaranteed by the Department of Agriculture. These loans are available to eligible businesses in rural areas through partner lenders. USDA business loans are similar to Small Business Administration (SBA) loans, although they are suitable for rural businesses. What is a rural company?

How does USDA provide loans to farmers and ranchers?

USDA provides direct guaranteed loans through the Agricultural Services Agency to start-up farmers and ranchers who cannot obtain financing from commercial credit sources. Each fiscal year, the agency allocates a portion of its direct and guaranteed funds to agricultural land (OF) and business loans (OL) to potential farmers and herders.

Where can I get a rural development loan?

Credit applications are accepted year-round through local USDA offices. Interested borrowers should contact their lender about the program. Borrowers interested in participating in this program should contact the USDA Rural Business Development Program Director in the state where the project is located.

What does the USDA do for Rural Development?

Rural Development Loans and Grants USDA's Department of Rural Development works with rural communities to fund projects that provide community housing, community amenities, business guarantees, utilities, and other services.

Are there any problems with a USDA loan?

As with the other loan programs we've discussed so far, getting a loan can involve long waiting times, bureaucracy, and other unpleasant formalities. I recently sold my house to a woman who got a loan from the USDA and the loan has lasted almost four months because of the USDA's "delinquent payments".

Can a USDA loan be used to build a home?

A USDA home loan can finance land, build your home, and serve as a long-term mortgage; in principle, three loans are combined into one. Plus, no deposit and only one set of closing fees is required. However, these loans can be difficult to find.

Why are USDA loans good for rural areas?

USDA believes that helping rural families on the ground creates strong communities and improves quality of life. It does this through the Guaranteed Family Home Loan Program for low- and middle-income families.

Does usda do land loans for low

USDA Loans The USDA Loans Program provides financing for the purchase of land if the borrower plans to build a home. Only low- and middle-income families are eligible to participate and the land must be in the designated rural area. Unlike traditional USDA mortgages, these loans are only available for two-year periods.

Can a USDA construction loan be used to build a home?

If you own land and want to build your own home, a USDA housing loan may sound like ideal. A USDA home loan can finance land, build your home and serve as a long-term mortgage, essentially bundling three loans into one. There is also no deposit and only one set of closing fees required.

Can you get a USDA loan if you already own land?

“If you pay in cash or have already left and left the country, you cannot get a refund or refund. It would be a retirement loan not allowed in any version of the USDA loan," Mushlin warns. Keep in mind that getting a USDA construction loan may not be easy if you already own land.

Does usda do land loans for veterans

The Farm Services Agency of the United States Department of Agriculture (FSA) offers farm credit programs to help veterans acquire farmland, purchase equipment, and make repairs and improvements. The FSA's microcredit program, which offers less support to small or niche businesses, is also becoming increasingly popular with veterans.

How much money does USDA give to veterans?

In 2018, the USDA Farm Services Agency provided veterans with million-dollar direct guaranteed agricultural loans, with veterans being preferred. Veteran ranchers and ranchers enjoy certain preferences in most USDA farm loans and farmland conservation programs.

How does the USDA help veterans return home?

The USDA wants veterans to return home or start a new career on a farm or in the field with the tools and capabilities they need to be successful. The USDA Veterans website serves as a comprehensive browser for veterans who want to learn more about work, education, and entrepreneurship on and off the farm.

Does usda do land loans for small

FSA loans can be used to purchase land, livestock, equipment, food, seeds, and materials. Credits can also be used to build buildings or improve your garden. USDA offers homeownership to low- and middle-income Americans in rural areas through several loan, grant, and loan guarantee programs.

What's the difference between USDA land loans and standard loans?

There are some differences between USDA land loans and standard loans. Real estate loans require you to actively build a house on the lot. In general, you have 180 days to complete the process and obtain the loan.

What does FSA stand for in loan?

FSA loans are Farm Service Agency loans. They are provided to family farms and ranches in exchange for agricultural property (FO) or business loans (OL) to farmers who cannot otherwise obtain financing from a commercial lender. Credits can be used to buy land, livestock, feed and seeds or other goods.

What are FSA programs?

The FSA is an easy way to set aside tax-free money for eligible medical and/or dependent expenses. During your participation, your pre-tax FSA contributions are deducted from each paycheck and deposited into your account, reducing your taxable income for the year.

What are FAFSA loans?

FAFSA loans as financial aid. Loans are an integral part of the grant program. They are also the part that you should pay the most attention to before accepting them, as they generate interest and must be repaid after graduation or high school. There are two main types of federal student loans: subsidized loans and unsubsidized loans.

Is FAFSA required for a student loan?

The FAFSA is required for all students to be eligible for government student loans or grants to pay for education, study in the federal labor market, and often other forms of government and institutional scholarships.

What is fsa loan program definition

FSA Farm Secured Loan Programs help family farmers and ranchers obtain loans on reasonable terms from USDA-approved commercial lenders to purchase farmland or finance agricultural production. The FSA guarantees agricultural loans through a commercial lender for up to $1,825,000.

What is the federal Family Education Loan program?

Educational portal. United States Portal. The Federal Family Education Loan Program (FFEL) was a private student loan system subsidized and guaranteed by the United States federal government.

What is a small farm loan?

Smallholder loans are the only means given to a person to start a business. These can be obtained from the USDA Farm Service Agency, Farm Credit, or your local bank. There are small farmer loans that are also aimed at young farmers and future farmers.

What is Federal Student Aid?

Helping students. A federal scholarship supports students enrolled in eligible courses of study at participating high schools (accredited four- or two-year public or private educational institutions, trade schools, or vocational schools) financially to cover tuition and fees, housing and food costs, 05.09.2019..2019.

What is federal Family Education?

Federal family education program. Former federal government program in which the state subsidized or guaranteed low-interest personal loans to college students. The program offered Stafford loans (both subsidized and unsubsidized) and PLUS loans.

What are some examples of federal student loans?

Federal student loans include student loans such as the Direct Loan, Grad PLUS Loan, and Perkins Loan, as well as parental loans such as the Parent PLUS Loan. These loans are available to students attending schools that participate in federal Title IV student assistance programs.

What types of federal student loans are available?

There are four main types of federal loans available to students or their parents: Stafford Loans, PLUS Loans, Perkins Loans, and Consolidation Loans.

What do you need to know about federal student loans?

• Choose federal loans over personal loans. There are two main types of loans: federal and personal loans.
• Borrow only what you need and you can repay it correctly. Students can borrow up to $12,500 per year for a total of $57,500 in federal student loans.
• You pay commissions and interest on the loan.
• After accepting the loan, your school will take care of the rest.

How do you pay back federal student loans?

7 steps to pay off your student loan
Step 1 : Do you know your creditworthiness?
Step 2 : update your contact details
Step 3 : Track your cash flow
Step 4 : Sign up for automatic payment
Step 5 : Give your lashes a unique boost
Step 6 : See if your employer
Step 7 : Consider Consolidation or Refinancing.

What is fsa loan program for small business

FSA loans are Farm Service Agency loans. They are provided to family farms and ranches in exchange for agricultural property (FO) or business loans (OL) to farmers who cannot otherwise obtain financing from a commercial lender. Credits can be used to buy land, livestock, feed and seeds or other goods.

What can a FSA loan be used for?

FSA loans are Farm Service Agency loans. They are provided to family farms and ranches in exchange for agricultural property (FO) or business loans (OL) to farmers who cannot otherwise obtain financing from a commercial lender. Credits can be used to buy land, livestock, feed and seeds,.

What's the maximum amount for a FSA loan?

For new farms, direct loans from the AFN provide the necessary access to agricultural production by financing the farm's operating costs. With a maximum loan amount of $400,000, all direct operating loans from the FSA are funded and administered by the agency through local agricultural loan officers and agricultural credit managers.

Can a beginner farmer get a FSA loan?

With a loan for a novice farmer from the FSA, he was able to buy the rest he needed to grow his first crop of wheat. Keep reading. Many FSA loans are available as guaranteed loans or direct loans. Direct loans are provided directly to FMSA farmers.

Where can I find a farm loan program?

Business Loan Programs The Farm Services Agency provides loans to help farmers and ranchers get the money they need to start, expand, or maintain a family farm. Check out their programs below or visit your farm loan finder to find the right loan for you.

What is FSA direct loan?

All of the FSA's direct loans are funded and managed by the agency through local agricultural credit managers and specialists. The funds will come from congressional funds from the USDA budget.

How is interest calculated on bank loans?

Interest can be calculated as simple interest, obtained by multiplying the loan amount by the interest rate and the term of the loan. Mathematical equation to calculate simple interest: I = Prt. {\\displaystyle I = Prt.} However, banks often charge compound interest on loans.

How do you calculate annual payment?

Calculate Annual Loan Payments Review the formula used to calculate annual loan payments. Understand the variables in the equation. Paste the values ​​into the formula. Find the numerator of the equation. Find the denominator. Find the exponent. Complete the resolution of the denominator. Complete your calculation.

What is fsa loan program for individuals

The FSA offers direct and guaranteed farm property loans and farm loans to farmers and ranchers who cannot obtain business credit from a bank, farm loan or other lender. FSA loans can be used to purchase land, livestock, equipment, feed, seeds and materials.

Are FmHA and USDA loans the same?

USDA Home Loans and FHA Loans are government-sponsored programs for people looking to buy a home. While both have great advantages, they are different from each other. USDA loans are aimed at rural areas, while FHA loans are popular with first-time buyers.

Can you take cash out with an USDA refinance?

The only reason USDA allows USDA refinanced withdrawals is for home renovations. You often borrow money to buy a house. However, you can refinance later if you are in trouble and use your equity to renovate or renovate your home. You can use the money for what the USDA calls home financing.

How to apply for an USDA guaranteed loan?

A Step-by-Step Guide to Applying for a USDA Loan Find a lender and qualify for a USDA loan. The first step in getting a USDA loan is to find a USDA-approved lender. USDA Loan Pre-Approval. Pre-approval is a more in-depth process than pre-qualification and takes into account your actual financial situation, not just estimates. Find a USDA approved home. Sign the purchase contract.

What kind of loan can I get with FSA?

A loan applicant can have a business loan, agricultural loan or emergency loan and still qualify for a micro loan. For operational microloans, the FSA's direct operational loan rate applies.

What are the current interest rates on FSA loans?

Current Interest Rates from the FSA Loan Interest Program.

How does a farm ownership loan ( FSA ) work?

Community loan for direct agricultural land. Co-financing, also known as equity lending, allows the FSA to provide more farmers and ranchers with access to capital. The FSA provides a loan of up to 50 percent of the value of the property purchased.

What's the difference between a FSA and ■■■■■ financing?

Co-financing, also known as equity lending, allows the FSA to provide more farmers and ranchers with access to capital. The FSA grants loans up to 50 percent of the value of the property purchased.

What is the maximum amount of Federal Student Aid?

You can get up to $5,500 for an unsecured student loan (whether you're a novice or a novice). However, third-year students can receive up to $6,500.

How can government help with student loans?

The government provides student loans to qualified Americans, regardless of creditworthiness, and offers borrowers generous repayment programs to prevent default, including plans that allow borrowers to repay their loans based on income.

How do you qualify for federal student aid?

To qualify for federal student loans, you must be a citizen with a Social Security Number. You must pass a high school diploma, GED certificate, or alternative exam. In order to obtain a certificate or diploma from the relevant school, you must be registered as a regular student.

What are the options for paying off student loans?

Fortunately, there are many great ways to pay off student loans faster, including: Going beyond the minimum payment. Consolidate or refinance your student loan. Make a one-time payment when you deposit additional money. Choose a job that qualifies you for a forgiveness loan.

What is a farm ownership loan?

Agricultural credits are used to fund a variety of purposes on a farm or ranch, from buying a farm or ranch to building buildings, renovating real estate, improving soil conditions and conserving water to paying the final cost. cost of the loan.

What is a fsa farm loan program

Business Loan Programs The FSA provides direct and guaranteed agricultural property (FO) and agricultural (OL) loans to farmers and ranchers who cannot obtain business credit from a bank, system agency, farm loan or other lender. FSA loans can be used to purchase land, livestock, equipment, feed, seeds and materials.

How to get grants for farm equipment?

• Make an agricultural business plan. To get a grant for farm equipment, you must tell the government how you will be using the equipment and how much money you will need.
• Research financing options.
• Contact the grant administrators.
• Apply for a grant.
• Wait for your approval.

Fsa farm programs and practices

Agricultural Programs - FSA agricultural programs include food and price support, conservation, and disaster relief programs. Agricultural Loan Programs - The FSA offers loans to agricultural producers who cannot obtain a private business loan. In particular, the FSA focuses on providing loans to ■■■■■■■■ entrants and women, farmers and ranchers.

What are federal farm programs?

Federal Agricultural Programs. The Farmer Bill and Farmer programs were created to secure America's food supply. Property, crop, and conservation insurance programs are designed to help farming and ranch families meet the unique needs of their businesses.

What is FSA NAP program?

Uninsured Agricultural Disaster Relief Program (NAP) The Disaster Relief Program provides financial support to uninsured crop producers when natural disasters lead to low yields, crop loss or the prevention of plantings. The NAP Estimated Ransom Amount (FSA) calculator requires access to eAuth.

What is a fsa farm loan application

FSA Farm Secured Loan Programs help family farmers and ranchers obtain loans on reasonable terms from USDA-approved commercial lenders to purchase farmland or finance agricultural production. The FSA guarantees agricultural loans through a commercial lender of up to $1,776,000.

How much money does a farmer earn?

The median wage was $87,350 per hour, or $87,350 per year. Most farmers have a high school diploma, but most of their skills come from work experience. Many farmers grew up or worked in family businesses.

What is a fsa farm loan compass

Secured loans are provided and maintained by commercial lenders, such as banks, agricultural loans. Credit system or cooperatives. The FSA guarantees the lender up to 95% of the losses. The FMSA is responsible for approving all eligible loan guarantees and for overseeing the lender's operations.

Where can I get a farm loan from?

Loan from the Farm Services Agency (FSA), an agency of the Department of Agriculture (USDA). You can obtain a loan or loan guarantee through the FSA farm loan programs if you are a farmer or rancher who has nowhere else to get credit to start, buy, maintain or expand your family farm.

Who are FSA loan funds set aside for?

A portion of the FSA loan is for novice farmers - family farmers just beginning their farming journey. Keep reading. Meet the Farmer: Dakota Davidson is a newcomer to Deport, Texas, who grows wheat, corn, and soybeans.

What can I do with FSA farm +?

FSA farm+ provides growers with web access to view their FSA data, such as general field data, related farm data and other producer information. This data is available to the manufacturer in real time and free of charge.

How does direct access work with fsafarm +?

Direct access allows operators and owners to exchange their data, including cards, electronically with the crop insurance agent from their computer. The first launch of FSAfarm+ gives farmers and farm owners access to their farms and their contact details.

Where can I find fsafarm + spreadsheet for export?

FSAfarm+ allows producers to export information about their farms and/or fields in a spreadsheet format for easy summary and exchange. You can find a link to FSAfarm+ on the FSA's online services page.

How does the USDA farm service agency work?

Loans from the Agricultural Services Agency (FSA) provide essential access to capital to help producers build or expand their farms, purchase equipment and storage facilities, or meet agricultural needs. The Farm Services Agency is now accepting nominations for district committee members.

What is a fsa farm loan oregon

FSA farm loans provide access to financing to meet a wide variety of producer needs, from securing land to financing equipment purchases. Secured loans are financed and administered by commercial lenders. The FSA guarantees up to 95% of potential financial losses on both principal and interest.

Who are the farmers that use FSA loans?

Meet the Farmer: Bruce and Jennifer McCall take pride in raising their children on a farm and have used FSA programs and loans to expand their farms and recover from natural disasters. Keep reading. A portion of the FSA loan is intended for ■■■■■■■■ farmers and ranchers to purchase and operate a farm or ranch.

What do farm loan programs do for farmers?

Through loans, FSA farm loan programs provide opportunities for family farmers and ranchers to start, improve, expand, relocate, sell and strengthen family farms and ranchers, aspiring farmers, racial and ethnic ■■■■■■■■ farmers, and producers.

What do I need to get a FSA loan?

To obtain an FSA loan, commercial loan guarantee, or land contract guarantee, you must prepare a detailed business plan that outlines your mission, vision, and goals for your farm or business. Your working capital (property or investments you own) and your debts (debts, loans or payments you owe).

What grants are available for women?

Some of the companies that offer scholarships for women include Toyota, Microsoft, General Electric, Sony, and others. Professional Scholarships. Professional scholarships are also offered to women. The purpose of these scholarships is to help women advance their career opportunities in various fields.

What are types of grants exist for women?

• types. There are three types of grants for older women: government grants, private grants (from companies and individuals), and non-profit grants.
• Function. Senior Women Scholarships are awarded to improve the lives of seniors and their communities.
• ID CARD. Older people should be especially careful to avoid being ripped off.
• Considerations.
• Warning.

How to locate nonprofit grants for women?

• Step 1. Find out if the name of your chosen organization is available. Read the Georgia Secretary of State Affairs and Securities Regulations
• Step 2.
• Step 3.
• Step 4.
• Step 5.

What business grants are available for women?

Amber Grant is definitely one of the best options a business woman can choose from. It is specially designed for women. The $1,000 scholarship is awarded to a female entrepreneur every month. The beauty of this scholarship is that you must be a woman to be eligible.

ncG1vNJzZmign6zBsLDIrJquq6NjsLC5jq1mn5mionqovsCnq6xllqS%2FbrLEppilnaNif3F%2BkGhoa2hja38%3D